A pilot program implemented in 2011, which offers borrowers low-cost loans to make energy-saving improvements to their homes. Backed by the Federal Housing Administration (FHA), these new FHA PowerSaver loans offer homeowners up to $25,000 to make energy-efficient improvements of their choice, including the installation of insulation, duct sealing, doors and windows, HVAC systems, water heaters, solar panels, and geothermal systems.

A visit by an independent inspector to an upgraded building to assess compliance with program standards which may include a variety of visual inspections, diagnostic tests, and customer interviews.

An institution that provides financial services to its customers, including homeowners and contractors. Examples of financial institutions include banks, credit unions, and community development financial institutions (CDFI).