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Engage with potential lending partners early, and make a clear business case for their involvement

Some lenders perceive home energy lending to be too risky or not profitable enough for them to get involved. Programs have found that engaging potential lending partners early in the program design process, especially in face-to-face meetings, helped them understand both lender needs and the risks...

Financing Energy Improvements on Utility Bills: Case Studies from the Field

Author(s)

Eleni Pelican, U.S. Department of Energy,

Mark Zimring, Lawrence Berkeley National Laboratory,

Greg Leventis, Lawrence Berkeley National Laboratory,

Merrian Borgeson, Lawrence Berkeley National Laboratory,

Charles Goldman, Lawrence Berkeley National Laboratory,

Peter Thompson, Lawrence Berkeley National Laboratory,

Ian Hoffman, Lawrence Berkeley National Laboratory

Publication Date

2014

Organizations or Programs

Power Smart,

New York State Energy Research and Development Authority (NYSERDA),

Pacific Gas and Electric Company (PG&E)

This webcast provided an overview of on-bill financing programs, and presented three case studies: Manitoba Hydro, New York State Energy Research and Development Authority, and Pacific Gas & Electric (California).

Financing Energy Efficiency Improvements Through the Utility Bill

Author(s)

Jeffrey Pitkin, NYSERDA,

Tammy Agard, EEtility,

Frank Spasaro, Southern California Gas Company

Publication Date

2015

This presentation covers the New York On-Bill recovery financing, Home Energy Lending Program's (H.E.L.P.) loan program, and California energy efficiency financing products.

Efficiency at the Meter Using AMI data to unlock new value in EE

Author(s)

Noah Proser, Pacific Gas and Electric Company

Publication Date

2017

Organizations or Programs

Pacific Gas & Electric Company (PG&E)

This presentation describes how PG&E is using advanced metering infrastructure (AMI) to enhance their advanced home upgrade whole-house retrofit program, on-bill financing, and residential pay for performance (P4P) program.

Enabling Investments in Energy Efficiency: On-Bill Repayment Programs

Author(s)

Merrian Fuller, Lawrence Berkeley National Laboratory

Publication Date

2010

Presentation describing on-bill repayment programs and providing financing lessons learned.

The Bottom Line on Public-Private Finance Tools for Energy Efficiency

Author(s)

World Resources Institute

Publication Date

2011

Organizations or Programs

ClimateSmart Initiative,

Efficiency Vermont,

Sonoma County Energy Independence Program

Outlines five public-private financing mechanism options for energy efficiency upgrades programs, including on-bill financing, PACE financing, and loan loss reserve funds.

California 2010-2012 On-Bill Financing Process Evaluation and Market Assessment

Author(s)

California Public Utilities Commission

Publication Date

2012

This report focuses on four utilities in California. The research for this report included reviewing program documents and tracking databases, conducting two rounds of interviews with four investor owned utility program managers, interviewing California Public Utility Commission staff members and an intervener, surveying 76 on-bill financing program participants and 29 vendors who helped deliver the program, interviewing 12 account executives, and conducting six focus groups across California with 46 energy audit participants who had not participated in on-bill financing.