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Establish data sharing relationships as early as possible

Though potentially challenging, establishing relationships for sharing energy consumption data is critical for evaluating program impact on energy and cost savings. Many Better Buildings Neighborhood Program partners found success by approaching utilities during the program planning phase, or at...

Financing Energy Improvements on Utility Bills: Case Studies from the Field

Author(s)

Eleni Pelican, U.S. Department of Energy,

Mark Zimring, Lawrence Berkeley National Laboratory,

Greg Leventis, Lawrence Berkeley National Laboratory,

Merrian Borgeson, Lawrence Berkeley National Laboratory,

Charles Goldman, Lawrence Berkeley National Laboratory,

Peter Thompson, Lawrence Berkeley National Laboratory,

Ian Hoffman, Lawrence Berkeley National Laboratory

Publication Date

2014

Organizations or Programs

Power Smart,

New York State Energy Research and Development Authority (NYSERDA),

Pacific Gas and Electric Company (PG&E)

This webcast provided an overview of on-bill financing programs, and presented three case studies: Manitoba Hydro, New York State Energy Research and Development Authority, and Pacific Gas & Electric (California).

Lessons from On-Bill Financing and Repayment Programs

Author(s)

U.S. Department of Energy

Publication Date

2013

Organizations or Programs

New York State Energy Research and Development Authority (NYSERDA)

This summary from a Better Buildings Residential Network peer exchange call focused on the performance of on-bill financing compared to other financing programs.

The Impact of On-Bill Programs on Loan Performance: Evidence from the Green Jobs, Green New York Program

Author(s)

Jeff Deason, Goldman School of Public Policy , UC Berkeley

Publication Date

2015

Organizations or Programs

New York State Energy Research and Development Authority (NYSERDA)

This paper investigates the credit enhancement value of NYSERDA's on-bill energy efficiency financing program relative to its similar conventional unsecured loan program. In the raw data, while both loan pools perform well relative to credit card lending, the on-bill loans default more often than the unsecured loans. This paper shows that this result persists: on-bill loans default more often, and this finding is not sensitive to model specification. This paper also shows that NYSERDA's alternate underwriting mechanism based on mortgage and utility bill repayment history performs well, and that projected dollar savings from the installed projects do not significantly influence loan performance.